• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

NJ and NY mortgage loans

Welcome!  We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.  From the first time homebuyer to the move up or luxury home buyer, we have the loan programs for your need.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios for purchase, refinance or investment. Check out our NJ and NY low conventional and FHA mortgage rates.  FHA programs start with credit scores 500+ and 3.5% down payment.  Low credit score require adjustment to rate.

Portfolio Mortgage Program

30 year fixed, minimum 5% down payment NO pmi, loan amounts up to $750,000 with 700 FICO score.  Self-employed borrowers with good credit and assets can get approved today.  Or maybe you are not the traditional borrower who can verify income, you may have credit issues, you are one day out of Bankruptcy or one day out of Foreclosure. We may have a Portfolio Mortgage loan program which may fit your needs.  Agency Fallout, Jumbo Loans up to $6,000,000 short sales, bankruptcy, foreclosure, high investor concentration is ok. Inquire about the No Income, Verified Assets that requires a 680 FICO score.  Call telephone: 908-722-9217

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TODAY'S RATES
Program
Rate
APR
Fixed - 30 Year Jumbo up to $2.5mill
4.375%
4.386% APR
No Inc Verified Asset 5/1 ARM
4.750%
5.107% APR
Fixed - 30 Year Fixed High Bal
4.250%
4.261% APR
Fixed 30 yr FHA High Bal 3.5% down
3.750%
4.363% APR
FHA 30 Year Fixed
3.750%
4.363% APR
30 Year Fixed
4.125%
4.146% APR

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