Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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NJ and NY mortgage loans
Welcome! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. From the first time homebuyer to the move up or luxury home buyer, we have the loan programs for your need.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios for purchase, refinance or investment. Check out our NJ and NY low conventional and FHA mortgage rates.
New Product for Spring Purchase Market: Jumbo 90% LTV up to $1.5 million, No Mortgage Insurance for borrowers with 720 FICO, significant reserves and disposable income.
Down payments as low as 3%
First time homebuyer programs with as little as 3% down payment. FHA programs start with credit scores 500+ and 3.5% down payment. Low credit score require adjustment to rate.
Portfolio Mortgage Program
30 year fixed, minimum 5% down payment NO pmi, loan amounts up to $750,000 with 700 FICO score. Self-employed borrowers with good credit and assets can get approved today. Or maybe you are not the traditional borrower who can verify income, you may have credit issues, you are one day out of Bankruptcy or one day out of Foreclosure. We may have a Portfolio Mortgage loan program for 1 day out of Bankruptcy or Foreclosure. Agency Fallout, Jumbo Loans up to $6,000,000 short sales, bankruptcy, foreclosure, high investor concentration is ok. Inquire about the No Income, Verified Assets that requires a 680 FICO score. Call telephone: 908-722-9217.
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