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The SBA Paycheck Protection Program (PPP) Loan is the cornerstone provision of the CARES Act (Covid-19 stimulus) to help small businesses retain employees during the mandated Corona virus related closures. Click here for a PDF download of the PPP details from the US Chamber of Commerce.

PPP Loan snapshot:

  • Small businesses can use these loans to finance up to 2.5 months of employee payroll
  • Businesses, nonprofits, Tribal businesses, and veteran’s organizations with 500 employees or less can qualify
  • Max loan size is equivalent to 250% of average monthly payroll (about 10 weeks of payroll expenses) or $10 million, whichever is less
  • Covered expenses: payroll, group health care benefits, salaries and commissions, interest on mortgage loans, rent, utilities, and interest on other debt obligations incurred before February 15, 2020

To apply, contact the bank where you have a business relationship.

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