FICO Credit Score 500 - 549
We offer Portfolio mortgage loans that other lenders will not make. These loans are serviced by a Porfolio lender. The Portfolio loan is not sold and is not subject to the limitations of the secondary market (Fannie Mae or Freddie Mac). These lenders hold the loans [in house] and therefore they have their own underwriting guidelines. The secret is that we understand the borrower profile that fit the Portfolio Lender mortgage program.
The are no pre-qualification and no pre-approvals for this type of loan. We requires a full application, verification of income, and credit in order to price out the loan. Amortization period is 360 months. Rates are based on a combination of factors including credit score, loan-to-value, debt-to-income, property type, and loan size. Origination points are charged.
Some of the loans that would be entertained:
On-Line Inquiry. Call us today toll-free at 800-327-0123 and let us help you determine which program meets your specific need.
We've been helping customers afford the home of their dreams for many years and we love what we do. Option to close electronically from the safety of your home, anytime, anywhere.
Company NMLS: 26454
www.nmlsconsumeraccess.org
Trustpilot
818 US Highway 202/206
Bridgewater, New Jersey 08807-1704
Call us today: 800-327-0123
info@goldmortgage.com
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