Mortgage rates are near all time historic low, so buying your first home doesn't need to be a difficult task. Golden Mortgage can help you make it a hassle free experience. Get Pre-Approved before shopping for your new single family, townhouse, condo or multi-family property in New Jersey or New York. Gain the advantage of a mortgage pre-approval and get more bargaining power!
Our exclusive first time home buyer loan programs allow you to purchase a home with minimal down payment. If you qualify, the are some programs that require a 3% down payment. We have helped many homebuyers over the past 20 years buy their first home.
New program with 5% down payment which allows for a 15% Home Equity Line of Credit (HELOC) to avoid mortgage insurance. Must have a minimum 700+ FICO score to qualify based on down payment amount.
Important factors in qualifying for a mortgage are:
Get started by calling us today for your pre-approval toll-free at 800-327-0123. Let us know if you need a seasoned real estate professional to ensure a seamless homebuying process.