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Portfolio Loan, Non-bank program

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  • Use 12 month Bank Statements to qualify loans to $3M No tax returns required

  • Online Application

  • Cash out up to 85LTV before the next Economic cycle 
  • 90% LTV purchase
  • Owner Occupied or Investor (1-4 family property)
  • Minimum 2 year business license or CPA letter
  • Minimum credit score 6202 Years from discharge or dismissal date (at lower LTV)
  • Investor, based on unit cash flow, no tax returns required
  • Investor property held in Entity name 
  • Debt Service Coverage
  • 30 day closing

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