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Portfolio Loan, Non-bank program

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  • 12 month Bank Statements to qualify loans to $3M No tax returns required

  • P&L CPA prepared, no tax returns 20% downpay 
  • 1099 only program
  • Online Application

  • Cash out up to 85LTV before the next Economic cycle 
  • 90% LTV purchase
  • Owner Occupied or Investor (1-4 family property)
  • Minimum 2 year business license or CPA letter
  • Minimum credit score 620 Years from discharge or dismissal date (at lower LTV)
  • Investor, cash flow, no tax returns required
  • Investor property held in Entity name 
  • Debt Service Coverage 1-6 units, Rents cover mtg pymt
  • 21 - 45 day closing

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