Rates are at a all time historic low, so buying your next home doesn't need to be a difficult task. Golden Mortgage can help you make it a hassle free experience. Home buyers can get pre-approved for free, before shopping for your new home. Gain the advantage and get more bargaining power.
Our exclusive mortgage programs allow you to purchase a home with minimal downpayment. Some programs with as little as 3% down program. We have helped homebuyers over the past 16 years, just like you, buy their home. If you put a down payment less than 20% of the purchase price, you may need to pay Private Mortgage Insurance (PMI). Alternatively, there is a Lender Paid Mortgage Program which eliminates PMI. The 30 year fixed FHA program has a minimum 3.5% down payment, requiring a minimum mid credit score 580+. FHA also has a 550+ credit score with a minimum of 10% down payment. Both programs do not allow mortgage lates in the last 12 months. Credit issues are okay. 10% down payment programs 1 day out of bankruptcy or foreclosure, if you qualify.
Jumbo Loans (up to $3 million)
We have fixed and adjustable rate loans available up to 85% to $1 million loan amounts. Large down payment required for loans in excess of $1 million.
Important steps for a homebuyer mortgage approval:
Get your financial house in order is the key prior to housing hunting or preparing to get a mortgage.
Get started on your mortgage Pre-Approval or call us today toll-free at 800-327-0123.