Our process is the easiest and most reliable in the industry. We only pull a Tranunion credit report for pricing. We don't have a minimum credit score requirement. We never ask of additional financial or employment information. We don't source and season down payments or care about debt-to-income ratios.
Adjustable rate mortgage programs which require minimum 580 credit score and 20% down payment. Loan amounts to $1.5 million.
II) No Income, Verified Assets
Portfolio mortgage program for W2 wage earner or self-employed (for 2 years). Verfication of assets and employment.
III) Bank Statement Program
Alternative income calculation based on either Personal Bank statement or Business Bank Statement deposits. No tax returns required.
Apply now On-Line Secured Application