New York mortgage loans

Welcome!  We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.  From the first time homebuyer to the move up or luxury home buyer, we have the best current mortgage rates and loan programs for your needs to purchase property in New York.  Traditional income and asset verification loans, bank statement loans in lieu of paystubs are ok.  If you have significant assets, we can provide a asset depletion loan without verifying income. Investor loans based on rental income covers debt service, no need to verify tax return.  Or mortgage programs without a social security number.


Today's technology is providing a more productive environment to work. You can submit a complete on-line, secure loan application or pre-qualify for a mortgage from the comfort of your couch. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios for purchase, refinance or investment. Check out our New York mortgage rates.  

New Product for the Purchase Market: Jumbo 90% LTV up to $1.5 million, No Mortgage Insurance for borrowers with 720 FICO, significant reserves and disposable income. 

Down payments as low as 3%
First time homebuyer programs with as little as 3% down payment. FHA programs start with credit scores 500+ and 3.5% down payment.  Low credit score require adjustment to rate and down payment.

Portfolio Mortgage Loans

30 year fixed, minimum 5% down payment NO pmi, loan amounts up to $750,000 with 700 FICO score.  New York self-employed borrowers with good credit and assets can get approved today.  Or maybe you are not the traditional borrower who can verify income, you are self-employed or you may have credit issues. We may have a Portfolio Mortgage loan program for 1 day out of Bankruptcy or Foreclosure and loans which start with credit scores 500+.  Agency Fallout, Jumbo Loans up to $6,000,000 short sales, bankruptcy, foreclosure, high investor concentration is ok. Inquire about the No Income, Verified Assets that requires a 680 FICO score.  Call us toll-free telephone: 800-327-0123.  APPLY NOW