Your Trusted NJ & NY Mortgage Partner – Golden Mortgage Corporation

We make the mortgage process easy!

Getting a mortgage isn't a chore, so let's lighten up the mood. 

Why did the first-time homebuyer cross the Hudson River?
To escape New York closing costs…
…only to be eaten alive by New Jersey property taxes!

We’re a New Jersey Correspondent Banker based in Bridgewater, NJ, dedicated to helping first time homebuyers, move up or downsizing homeowners, second home purchase and real estate investors purchase or refinance property. Our digital mortgage platform makes it easy to find the best New Jersey & New York  mortgage, refinance rates and affordable loan options with quick closing times. Choose your loan type below to compare mortgage loans and kick off the process!  We have your mortgage solution.

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Today's NJ NY Mortgage Rates *

*=This is only an estimate, provided for illustrative purposes only. Rates based on 780 credit score, 20% downpayment, single family property. It does not constitute a quote. Actual rates and payments may vary based on credit score, market conditions, property type, down payment, lock period.

Our Satisfied Clients

We Can Help Buy Your New Jersey or New York Dream Home with a Home Loan

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

About To Golden Mortgage Corporation

At Golden Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best mortgage loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" portfolio mortgage lenders.

We originate and broker New Jersey & New York mortgage loans with more than 30 investors. This allows us to get you the best mortgage rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, Adjustable Rate Mortgages, Conventional, Jumbo, Reverse Mortgage, Home Equity Lines, VA and Commercial loans. Whether your situation calls for Full Documentation, Low Documentation, Less Than Perfect Credit, Non-Owner Occupied (Investor) or Multi-Family, Co-Op, Non-Warrantable condo, we'll fit your needs!

As an Independent New Jersey Correspondent Banker and New York Mortgage Broker, we focus on your financial goals and guide you through the entire loan process to ensuring a seamless experience for you.  We don't just act as mortgage brokers; we pride ourselves on being adept problem solvers, especially when it comes to unique circumstances.  Whether you're dealing with years of unfiled tax returns, employment history gaps, or medical related credit issues, don't lose hope.  Even if traditional lenders have rejected you, there's a strong chance we can tailor a Portfolio mortgage program to suit your requirements, whether it's refinancing for better terms or lower payments, or fulfilling your dream of owning a home. For example, Portfolio Loans: No credit required for visa holders with 20-30% down payment.  Or Asset Depletion using 100% of value to supplement income to qualify. Call us with your mortgage scenario.

Top Rated Mortgage Broker - Expert Home Loan Advice - Meet Our Team

Our team at Golden Mortgage Corporation is fast, friendly, experienced and here to help you every step of the process! Since 1998, we have been helping clients afford the home of their dreams.  We love what we do. We share years of experience in the NJ & NY purchase and refinance mortgage markets.  Our staff have assisted numerous first-time homebuyers and executives relocating from out of state to purchase homes.  Borrowers in Bridgewater, Basking Ridge, Bedminster, Branchburg, Somerville, Hillsborough, Hunterdon, Hoboken, Flemington, Warren, Morristown, Montgomery, Fort Lee, Hoboken and Edison, NJ.  Westchester, Manhattan, Brooklyn, Queens, and Staten Island NY.

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Purchasing

We specialize in helping New Jersey and New York homebuyers secure the right mortgage to purchase a home—whether you're buying your first home, upgrading to a larger property, relocating to a new neighborhood or buying an investment propety. As a fully licensed mortgage broker in NJ and NY, we offer competitive purchase loan options, personalized guidance, and fast approvals.

CLICK HERE FOR MORE

NJ and NY Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Mortgage Solutions Tailor For You.  The Golden Mortgage Corporation Advantage

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Local Knowledge

We know the area and the market and we're part of your community.

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Fast Processing

We work to close your loan as quickly as possible. You can opt to use 3rd party paperless verification of asset or income !

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Golden Mortgage Corporation Address

Contact Us:

Phone: (877) 539-1697

Address: 818 Rt 202 206
Bridgewater, NJ
08807

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

Refinance

We can help you lock in a long term fixed rate, reduce the term on your mortgage, consolidate high interest rate debt or get out of your ARM.  If you recently purchased you home with cash, delayed financing allows you to buy a home one day, then apply for a mortgage the next.

CLICK HERE FOR MORE
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* Please note: this calculator is for illustration payments and actual payments may vary.

Apply Now

Get started with our easy NJ and NY online application.

CLICK HERE TO GET STARTED
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